Credit card allows users to avail short term credit from their banks for immediate payments. For credit card users it is very important to remember the credit card bill date. The user shall clear the dues monthly. If users don’t make their Credit Card Payment on time, they are charged with interest. Further, untimely payment of the credit card bill also leads to late fee. In order to avoid unnecessary late fees and interest on credit card processing, users can instantly make their online credit card payment using MobiKwik. MobiKwik is a credit card payment app that provides exciting credit card bill payment offers including credit card bill payment cashback offers. Online credit card payment via MobiKwik offers a great deal of convenience and ease to the users.

For Visa, MobiKwik allows Credit Card Payment of all banks. For any other, bill payment of only the following cards can be made.

American Express
Andhra Bank
Axis Bank
Bank Of Barod
Canara Bank
CITI Bank
City Union Bank
HDFC Bank Ltd
ICICI Bank Ltd
IDBI Lt
Indusind Bank Ltd
Ratnakar Bank Ltd (RBL)
Standard Chartered Bank Lt
State Bank Of India
Syndicate Bank
United Bank Of India
Yes Bank

How to Make Credit Card Bill Payment on MobiKwik

Users can easily make their credit card bill payment using MobiKwik. The user only has to follow a few simple steps. Users can pay Credit Card Bill Online for the credit card of any bank including HDFC bank, SBI, Axis bank, etc in less than 5 clicks. The users can also save on their Credit Card Bill Payment by availing a plethora of Credit Card Bill Payment Offers available on the MobiKwik app. Users must follow the following simple steps to Pay Credit Card Bill Online.

Go to the MobiKwik website and click on recharges and bill payment
Select Credit Cards
Provide your Credit Card number for which you want to make your Credit Card Bill Payment
Enter the amount of your Credit Card bill
Click on ‘Pay Now’ and provide your payment details for your Online Credit Card Payment

Frequently Asked Questions about Credit Card Payment

Can I only pay the minimum due amount?

You can pay the minimum due amount. But if done on a regular basis, it can adversely affect your Credit Score.

Do I need to pay my credit card in full?

Ideally you should pay your credit card bill in full but if you can not do that, try to keep the balance as low as possible. Lower the balance, better for your credit score.

When should I pay my credit card bill?

You should pay your credit card bill before the due date to avoid extra late fee charges.

How much should I pay on my credit card to avoid interest?

There is no minimum amount through which you can avoid interest. In order to avoid interest, you have to pay your credit card bill in full. You can avoid interest on credit card by paying in full every month before the grace period expires. Typically grace period lies between 21 and 27 of every month.

Does late payment affect my credit Score?

Yes lte payments do affect your credit score. Whether you are thirty days late or three days late, a history of late repayment suggests that you are an unreliable borrower.

How will I get confirmation after making the payment?

After making the credit card bill payment, MobiKwik will send you the confirmation via in-app, push notifications and SMS.

How long does it take to process the credit card bill payment on Mobikwik?

It takes at least 2-3 business days to process the credit card bill payment on MobiKwik.

How can I pay my credit card bill?

Paying your credit card bill via MobiKwik is very simple. Just follow the below mentioned steps to complete the process.

Go to the MobiKwik website and click on recharges and bill payment
Select Credit Cards
Enter your Credit Card number for which you want to make your Credit Card Bill Payment
Enter the amount you want to make payment for
Click on ‘Pay Now’ and provide your payment details for your Online Credit Card Payment