A credit card allows you to use short-term credit from their banks for immediate payments. For credit card users, it is very important to remember the credit card bill date. Therefore, the user shall clear the dues monthly. If you don't pay the Credit Card Bill on time, you are charged with interest. Further, untimely payment of the credit card bill also leads to a late fee. To avoid unnecessary late fees and interest on credit card processing, you can instantly make online credit card payments using MobiKwik.

MobiKwik is a digital payment app that provides exciting bill payment offers, including credit card bill payment cashback offers. Online credit card payment via MobiKwik offers a great deal of convenience and ease to the users.

How to Make Credit Card Bill Payment on MobiKwik

You can easily make your credit card bill payment using MobiKwik. Just follow a few simple steps to pay Credit Card Bill Online for the credit card of any bank, including HDFC Bank, SBI, Axis bank, etc., in a few clicks. You can also save on the Credit Card Bill Payment by availing of a plethora of Credit Card Bill Payment Offers available on the MobiKwik app. Users must follow the following simple steps to learn about how to pay credit card bills online.

Download the MobiKwik app from Play Store for Android & App Store for iOS
Enter your mobile number to receive OTP and login to the app
Proceed to the "Recharge and Bill Pay" section
Or directly tap on the option of “Credit Card Payment”
Enter your credit card number
Enter the billing amount
Apply any coupons you may have
Click on the Proceed button and choose your desired payment mode on the next screen
Enter the required credentials and tap on the "Pay Now" button

For Visa, MobiKwik allows Credit Card Payment of all banks. For any other, bill payment of only the following cards can be made.

Great! Now, you know how to make credit card payments online via MobiKwik. So, go cashless, go MobiKwik! Make sure you choose the payment option most suitable for you among the available ones.

Frequently Asked Questions about Credit Card Payment

Can I only pay the minimum due amount?

You can pay the minimum due amount. But if done on a regular basis, it can adversely affect your Credit Score.

Do I need to pay my credit card in full?

Ideally you should pay your credit card bill in full but if you can not do that, try to keep the balance as low as possible. Lower the balance, better it is for your credit score.

When should I pay my credit card bill?

You should pay your credit card bill before the due date to avoid extra late fee charges.

How much should I pay on my credit card to avoid interest?

There is no minimum amount through which you can avoid interest. To avoid interest, you have to pay your credit card bill in full. However, you can avoid interest on your credit cards by paying in full every month before the grace period expires. Typically the grace period lies between 21 and 27 of every month.

Does late payment affect my credit Score?

Yes late payments do affect your credit score. Whether you are thirty days late or three days late, a history of late repayment suggests that you are an unreliable borrower.

How will I get confirmation after making the payment?

After making the credit card bill payment, MobiKwik will send you the confirmation via in-app, push notifications and SMS.

How long does it take to process the credit card bill payment on Mobikwik?

It takes at least 2-3 business days to process the credit card bill payment on MobiKwik.

How can I pay my credit card bill?

Paying your credit card bill via MobiKwik is very simple. Just follow the below mentioned steps to complete the process.

Download the MobiKwik app and select ‘Recharges and Bill Payment’.
Select ‘Credit Card’.
Enter your Credit Card number.
Enter the amount you wish to pay.
Click on ‘Pay Now’