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Cardholders making HDFC card payments online can enjoy a lot of cashback offers and rewards. HDFC credit card holders can use SmartPay to make a quick and safe online payment. MobiKwik offers a 1 percent SuperCash offer on the total credit card bill amount.
The HDFC Credit cardholder can check the HDFC Credit Card statement online through the HDFC Bank’s net banking account. If requested, banks also email the statement of credit card payment to the registered email address of the cardholder.
HDFC Bank levies 1.10 percent as a balance transfer fee or late payment charges. It is thus important for the credit cardholder to make timely credit card payments via the MobiKwik platform or HDFC Billdesk.
HDFC Bank gives a grace period of 20 to 25 days for HDFC Credit Card Payment. Failing to do so incurs a late fee on the bill amount. Visit billdesk HDFC or MobiKwik platform to make quicker and safer credit card bill payments.
The HDFC Card Holders need to pay 5 percent of the total bill amount as the minimum amount of HDFC Credit Card Payment. It is recommended to make HDFC credit card payment through NEFT or any other safe platform like the MobiKwik app on time, safely, and securely.
The interest rate of an HDFC credit card bill payment after the due date ranges up to 3.4 percent per month. If only a part payment of the bill is done and the rest is carried forward, the cardholder must pay the interest rate on the amount carried forward and other expenses made on the card till the outstanding is settled.
The HDFC Credit Cardholder can face three financial repercussions in the long run if the HDFC Credit Card bill payment is missed. The cardholder must pay a late payment fee, interest rate leading to a penalty rate on the card, and can affect the credit score of the card user. Thus, it is imperative to clear credit card bill payments on time
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