Get started with ZIP Pay Later today!
ZIP Pay Later is a special small credit offering by MobiKwik. ZIP pay later option enables users to get up to Rs 60,000 which can be used to pay bills, shop for clothes, groceries, and electronics, order food, medicines, and much more. With ZIP, users can essentially shop at 1 Lakh plus brands simply from the comfort of their home using MobiKwik and just pay later. ZIP is applicable to brands across the country like Swiggy, Zomato, Flipkart, Myntra, Pharmeasy, and others.
What Does It Offer?
ZIP Pay Later loan equips users with up to Rs 60,000 at 0% interest* which can be used at their favourite brands to shop, order groceries, medicines, food, pay bills, and much more. The ZIP balance can be checked by simply clicking on the ZIP icon. ZIP is one of the special Pay Later options in which the credit allowance increases as the usage increases. So for example, a user might be disbursed just Rs 5000, but if they keep repaying the ZIP bill on time, their credit limit increases and can go up to anywhere up to Rs 60,000.
How Do I Avail The ZIP PayLater Option?
It is very easy to avail ZIP on MobiKwik which enables users to shop now and pay later. All one needs to do is just follow the below-mentioned steps.
How to get MobiKwik ZIP PayLater?
Users will be allowed a credit of up to Rs 60,000 as per their credit history. The disbursed amount can be used to shop at more than 1 Lakh brands and take advantage of buy now, pay later with MobiKwik.
Why Choose ZIP Pay Later By MobiKwik?
There are several reasons why a user should opt for Pay Later apps like MobiKwik. A few reasons are mentioned below.
Improves Credit Score
Repayment of bills on time enhances the user's credit score. First-time credit availers will be benefited since they can use this product to build a decent credit score which will help them in the future to get good interest and high-amount loans.
No More Money Shortage
Since ZIP can be used on 1 lakh+ brands, users don't have to worry about money shortage because ZIP can help them out at that moment and they can repay the bill after 15 days, which essentially gives them a breathing window.
ZIP involves minimal documentation and no collateral unlike other credit facilities so it's hassle-free and easy to avail for anybody.
The ZIP amount is credited at 0% interest to all the users if the bill is paid on time.