Launching Personal UPI Payment Link

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At MobiKwik, payments are our first love! But there’s another contender for our love, UPI – the payments system developed by the National Payments Corporation of India.

UPI has truly revolutionised the way everybody digitally transacts and has empowered the small and medium merchants across the country. The power of UPI lies in the fact that it has been always envisioned as an open inter-operable ecosystem.


Popularity of UPI has also brought in a number of UPI apps and some confusing conversations like the one below. 🙁

Friendships are easy! You know what’s hard? Keeping a track of the UPI app your friends are active on.

At MobiKwik, we understand how sending and receiving money becomes painful when the sender and the receiver are on different UPI apps. So, we thought of simplifying this while still respecting a user’s UPI app preference.

Read this – Kahaani UPI ki….

As a result, we’re extremely elated to announce a brand new way to collect and send Money, with UPI at its heart.

Now you can create your personal payment link, share it and start receiving money —  all of this powered by UPI.

So, if you’re someone who needs to split a bill with friends, a landlord who needs to collect rent or a freelancer, or anybody who has to collect money, ‘mpay’ is the answer for you!

Basically, it’s a single link that you can share anywhere and collect payments. It works seamlessly on desktop and mobile. Plus, you don’t have to worry about the UPI app your friends use. 

No paperwork. No Hassle. No KYC. Free for lifetime. Setup in seconds. Do we need to say more!?

Thanks to mpay, requesting money over chat is now a breeze 🙂

Time to make your own link

Here’s how you can create your own link in seconds and start receiving money in your bank account:

  1. Download the MobiKwik app from here if you don’t already have it.
  2. Register for MobiKwik UPI.
  3. Now add your phone number in the link:<your mobile number>

That’s it. You’re all set to accept payments on your personal payment link ! Share it via Whatsapp, SMS —  anywhere you wish!

And since the link simply ends with your phone number, it’s easy to remember. After all, it’s like your mini personal payment gateway!

In case you are an existing MobiKwik UPI user

Your personal payment link has already been created and set up for you. Just put in your phone number registered with MobiKwik at the end of the link. e.g

Yes, it’s that simple!

How can your friends pay you:

  • Share your Payment Link via your desired mode like Whatsapp, SMS and more.
  • Your friends can simply visit your personal payment link and pay you using any UPI app of their choice —  e.g MobiKwik App. 

Remember, we told you in the beginning about how much we love the open UPI ecosystem. 🙂

Stay tuned for more updates. Do share feedback at, we’re always listening.

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