At MobiKwik, payments are our first love! But there’s another contender for our love, UPI – the payments system developed by the National Payments Corporation of India.
UPI has truly revolutionised the way everybody digitally transacts and has empowered the small and medium merchants across the country. The power of UPI lies in the fact that it has been always envisioned as an open inter-operable ecosystem.
Problems?
Popularity of UPI has also brought in a number of UPI apps and some confusing conversations like the one below. š

At MobiKwik, we understand how sending and receiving money becomes painful when the sender and the receiver are on different UPI apps. So, we thought of simplifying this while still respecting a user’s UPI app preference.
As a result, weāre extremely elated to announce a brand new way to collect and send Money, with UPI at its heart.
mpay.me
Now you can create your personal payment link, share it and start receiving money ā āall of this powered by UPI.
So, if youāre someone who needs to split a bill with friends, a landlord who needs to collect rent or a freelancer, or anybody who has to collect money, ‘mpay’ is the answer for you!
Basically, itās a single link that you can share anywhere and collect payments. It works seamlessly on desktop and mobile. Plus, you donāt have to worry about the UPI app your friends use.
No paperwork. No Hassle. No KYC. Free for lifetime. Setup in seconds. Do we need to say more!?

Time to make your own link
Hereās how you can create your own link in seconds and start receiving money in your bank account:
- Download the MobiKwik app from here if you donāt already have it.
- Register for MobiKwik UPI.
- Now add your phone number in the link: mpay.me/<your mobile number>

Thatās it. Youāre all set to accept payments on your personal payment linkā! Share it via Whatsapp, SMS āā anywhere you wish!
And since the link simply ends with your phone number, itās easy to remember. After all, itās like your mini personal payment gateway!
In case you are an existing MobiKwik UPI user
Your personal payment link has already been created and set up for you. Just put in your phone number registered with MobiKwik at the end of the link. e.g mpay.me/9123xx678.
Yes, itās that simple!
How can your friends pay you:
- Share your Payment Link via your desired mode like Whatsapp, SMS and more.
- Your friends can simply visit your personal payment link and pay you using any UPI app of their choiceāāā e.g MobiKwik, GooglePay, PhonePe, Paytm etc.
Remember, we told you in the beginning about how much we love the open UPI ecosystem. š
Stay tuned for more updates. Do share feedback at feedback@mobikwik.com, weāre always listening.
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