Are you looking for a safe and high-yield investment option? MobiKwik offers an exclusive fixed deposit (FD) feature that allows you to earn up to 9.5% interest, without the need to open a new bank account! With competitive interest rates, flexible tenure options, and a seamless booking experience, MobiKwik stands out as an excellent choice for anyone seeking to grow their savings.

What is a Fixed Deposit (FD)?

A fixed deposit (FD) is a financial instrument that allows you to deposit a lump sum for a specific tenure, offering a fixed interest rate along with the principal amount at the end of the term. FDs are known for their safety and guaranteed returns, making them a preferred choice for conservative investors. 

Why Choose MobiKwik for Fixed Deposits (FD)?

When it comes to investing in a fixed deposit, finding the right balance between safety and returns is crucial. MobiKwik partners with Unity Small Finance Bank, Suryoday Small Finance Bank, Mahindra Finance, Shriram Finance, and Bajaj Finserv, some of the most trusted financial institutions in India. With CRISIL AAA ratings and a combined asset under management (AUM) of over ₹82,770 crores, you can rest assured that your investment is in safe hands.

Here’s what makes MobiKwik’s FD offerings unique:

• No new bank account required: You don’t need to go through the hassle of opening a new bank account to start investing.
• High interest rates: Earn up to 9.5% on your fixed deposits, significantly higher than most banks offer.
• Flexible tenures: Choose from a wide range of tenure options to suit your financial goals.

Top FD Plans Available on MobiKwik

MobiKwik offers a variety of FD plans tailored to meet your needs. Whether you’re looking for short-term investments or long-term security, there’s a plan for you. Here are the top plans:

• 7 Days – 4% Interest (Quick Returns)
  • Ideal for short-term investors seeking quick returns with a minimal holding period.

• 1 Month – 4.25% Interest
  • A convenient short-term option for those looking to park funds with modest growth potential.

• 3 Months – 5% Interest
  • An attractive choice for a slightly longer duration, offering steady returns.

• 4 Months – 6.25% Interest
  • For investors interested in a four-month tenure with a decent interest rate.

• 6 Months 4 Days – 8.25% Interest (Best Seller)
  • Popular among investors for its competitive interest rate over a half-year period.

• 1 Year 1 Day – 8.25% Interest
  • A solid one-year plan for those aiming to achieve steady growth.

• 1 Year 11 Months 6 Days – 8.75% Interest  

Offers higher returns for investors willing to commit funds for nearly two years.

• 2 Years 9 Months 1 Day – 9% Interest (Best Rate)
  • For those who want the best rate and are willing to invest longer.

• Custom Tenure
  • MobiKwik’s custom tenure option lets you tailor your investment period to meet specific financial goals.

Extra Benefits for MobiKwik FD Investors

• Senior Citizens: Earn an extra 0.5% interest on top of the base rate.
• Females: Earn an additional 0.1% to boost your savings further.

Disclaimer: 

The Fixed Deposit (FD) plans and interest rates mentioned are subject to change based on market conditions and regulatory guidelines. Please check the MobiKwik app for the most up-to-date information on available plans and interest rates

How Does MobiKwik FD Compare to Traditional Bank FDs?

One of the standout features of MobiKwik’s FD offering is the ease of booking. Unlike traditional banks or NBFCs, where you often need to open a new account or visit a branch, MobiKwik offers a completely digital experience. You can invest in high-interest FDs from top-rated issuers without ever needing to open multiple bank accounts. 

MobiKwik also aggregates and presents the highest interest rates in the market, allowing you to compare and choose the best option with just a few taps. With MobiKwik, you can manage all your FDs in one place, track your investments, and monitor maturity dates with ease.

How to Book Your Fixed Deposit

Booking an FD on MobiKwik is simple. Follow these steps:

• Open the MobiKwik app and navigate to the “Fixed Deposits” section.
• Browse through the list of plans and choose one that suits your investment needs.
• Click on “Book” and complete the eKYC process using your Aadhar.
• That’s it!

Note: Please read the terms and conditions before making any investment decisions.

Safety and Security of Your Investment

MobiKwik ensures that your fixed deposits are placed with trusted and reliable issuers, including leading NBFCs and financial institutions that are regulated by the Reserve Bank of India (RBI). Every FD booked through MobiKwik is secured by stringent safeguards, offering the same level of protection as bank-issued FDs.

With advanced encryption and multi-layered security protocols in place, your investments and personal data are always safe, giving you peace of mind while growing your wealth.

Secure Your Future with MobiKwik FDs

Investing in a fixed deposit through MobiKwik offers high returns and a streamlined process, without cumbersome paperwork or account management issues. With some of the best FD rates in the market, now is the perfect time to start growing your savings. 

Whether saving for a rainy day or planning your long-term financial future, MobiKwik’s fixed deposit options provide the security, flexibility, and returns you need.

Download the MobiKwik App and kickstart your investment journey today!

Media Coverages:-

1. Fixed deposits: MobiKwik floats instant FDs: Check rates, tenures, minimum investment amount 🔗Business Today
2. MobiKwik launches instant FDs with up to 9.5% returns: Check details here 🔗CNBC
3. Now invest online in FDs giving up to 9.5% interest rate through MobiKwik; check details 🔗 Economic Times
4. Fixed deposits offering up to 9.5% return launched on this platform – Find out how to invest 🔗 Financial Express
5. MobiKwik offers 9.5% interest on fixed deposits, without opening new bank accounts 🔗BFSI