That little ping on the phone when your salary gets credited to your bank accountâgives you a thrill, doesnât it? But, by the time Week 4 comes around, most of us are looking at empty wallets and instant noodles for dinner. Okay, maybe itâs not that bad. But the dip in the bank balance does pinch. Help yourself to keep up the feel-good throughout the month. With just a little effort, you can plan your monthly expenditure, maintain savings and even have money left over for treats.
Hereâs how to gift yourself some feel-good:
Use A Digital Wallet
MobiKwik e-wallet keeps track of each and every one of your spendsâthose cool headphones, a friendâs birthday gift, the late night ice cream treat, or weekly grocery shopping at the supermart. You may analyse your habits and come up with fix-its to eliminate the holes that your salary seems to disappear into. (This is the same principle your dietitian follow when youâre aiming to drop those extra kilos)
Maintain Monthly Limits
Identify your categoriesâhousehold stuff, eating out, movies and gigs, petrol, phone and cable recharges, shoppingâand assign a realistic monthly budget limit to each. The minute you overstep the Lakshman-rekha, as it were, you get a warning âpingâ telling you to stop. Most of us are guilty of unmindful spending! Time to stop.
Keep A Digital Ledger
Throughout the month, use the MobiKwik e-wallet to calculate how youâre doing with the budgeting in each category as you use money from your account. So when in the mood, you can, during the month, check how you are doing on your spending patterns.
Offers Are Your Friends
Your MobiKwik e-wallet gives you access to attractive discounts, offers and SuperCash on travel bookings, eating out, clothes, electronics and grocery shopping, at petrol pumps and cinema halls. Get into the habit of checking deals on MobiKwik and making the most of them. Find the best deals here.
So go on, give it a shot – itâs easy to stretch that buck, the MobiKwik way! Â
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pooja
June 9, 2017 at 12:05 pm
So go on, give it a shot â itâs easy to stretch that buck, the MobiKwik way! very good idea http://www.gidindia.in