About Us

We are the largest Buy Now Pay Later (BNPL) fintech and one of the largest mobile wallets in India. Digitally paying users have been rapidly growing in India in the last decade, but the credit card penetration in the country is still only 3.5%. We are focused on addressing the unmet credit needs of the fast-growing digitally paying users by combining the convenience of everyday mobile payments with the benefits of BNPL.

Founded in 2009 by Bipin Preet Singh and Upasana Taku, we commenced operations as a mobile wallet to make digital payments convenient for our users. Our use cases have since expanded to include bill payments, e-commerce shopping, food delivery, payments at petrol pumps, large retail chains, pharmacies, Kirana stores, etc. Our platform also enables peer-to-peer payments via Unified Payments Interface (“UPI”), MobiKwik Wallet as well as MobiKwik Wallet to bank payments. Over the years we have amassed over 108 million Registered Users and more than 3.45 million e-commerce, physical retail, and biller partners.

In order to further enhance our value proposition to our online merchants, we introduced our payment gateway subsidiary Zaakpay in 2012. Zaakpay enables online websites and mobile apps to collect payments from their users using multiple payment options, including debit cards, credit cards, mobile wallets, UPI, and net banking.

In May 2019, we launched MobiKwik Zip, our flagship BNPL product, with a focus on the Indian middle-class population to enable them to make payments for daily life use cases. MobiKwik Zip is focused on providing this unserved Indian population their first experience of credit.

We are a technology-first company leveraging big data analytics and deep data science (including machine learning) to continuously delight users and merchants on our platform. Our mission is to build a world-class payments and credit product for Bharat!

Board of Directors
Bipin Preet Singh
Executive Director
Navdeep Singh Suri
Independent Director
Sayali Karanjkar
Independent Director
Raghu Ram Hiremagalur
Independent Director
Punita Kumar Sinha
Independent Director
Upasana Taku
Chairperson, Executive Director
Chandan Joshi
Executive Director
Management Team
Chandan Joshi
Co-Founder & CEO, Consumer Payments
Upasana Taku
Co-Founder & COO
Bipin Preet Singh
Co-Founder, MD & CEO
Anshuman Misra
Chief Product and Technology Officer (CPTO)
Mukul Saxena
CEO, Financial Services & Zaakpay
Anurag Jain
VP, Buy Now Pay Later
Rahul Luthra
Senior Director, Company Secretary & Compliance officer
Preety Pandey
Senior VP, Corporate Finance

Contact Details


(Formerly Known as One MobiKwik Systems Private Limited)

CIN: U64201HR2008PLC053766

  • Registered & Corporate Office
    Unit No. 102, 1st Floor, Block-B, Pegasus One, Golf Course Road, Sector-53, Gurugram, Haryana-122003
    Tel.: 0124-4903344
  • Registrar & Transfer Agent
    Link Intime India Pvt. Ltd. Noble Heights, 1st Floor, Plot No NH-2, C-1 Block, LSC, Near Savitri Market, Janakpuri, New Delhi – 110058
    Email: [email protected]
    Tel.: +91-11-49411000
    Mr. Bipin Preet Singh
    Managing Director & CEO
    Ms. Upasana Rupkrishan Taku Whole-Time Director & COO



    Mr. Rahul Luthra
    Senior Director, Company Secretary & Compliance officer
    Email: [email protected]
    Tel.: 0124-4903344
    Email: [email protected]
    Tel.: 0124-4903344
    [email protected]

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