About Us

We are a publicly listed fintech company and the home to India’s largest digital wallet and trusted by over 172 million users and more than 4.5 million merchants. Our platform-based business comprises 2-sided payment networks, bridging payments for users and merchants. We cater to the financial needs of our users via payments, investments, and consumer credit. On the merchant side, we aim to empower their businesses as their primary payment partner by offering a range of financial services such as QR, Soundbox, EDC machine & more.

As a technology-first company, we leverage big data analytics and deep data science to keep on innovating and delivering world-class financial products for Bharat! Founded in 2009 by Bipin Preet Singh and Upasana Taku, we have over 172 million registered users who make day-to-day payments at large retail chains and mom & pop (kirana) stores, across a 4.5 million strong merchant network.

Understanding the growing awareness amongst Indians to gain financial independence, we introduced wealth products over the years to enable users to confidently participate in the growth story of the country.

Join us on our journey to democratize access to financial services for a billion Indians.