A power-packed UPI that stands out from other modes of digital payments, Pocket UPI is becoming the go-to payment option for the subcontinent.

Many of you may wonder what Pocket UPI is and how it is different from other modes of digital payments.

Well, let’s get into it.

What is MobiKwik Pocket UPI?

MobiKwik Pocket UPI enables users to make UPI payments using their wallet balance. Hence, you can scan any QR code, or enter any UPI ID or mobile number to make those UPI transactions.

Generally, every transaction that you make using UPI gets reflected on and clutters your bank statement. But with MobiKwik Pocket UPI, you can pay via UPI without bank account linking while using your wallet balance.

Along with the same, it gives you the flexibility to top-up your MobiKwik wallet with credit card, debit card, and UPI, without having to link your bank account.

What makes it different from the rest?

We will briefly discuss everything that makes MobiKwik Pocket UPI stand out from other options, based on factors including, wallet capacity, transaction limit, usability, and more.

Wallet Capacity of 2 Lacs
High wallet capacity means lesser top-ups and hence less clutter of bank statements from the same. With MobiKwik Pocket UPI, you can load up to 2 lakh rupees at once in your MobiKwik wallet. Thus, relieving you of loading money from time to time for making payments.

Transaction Limit of 1 Lac
The transaction limit of your UPI wallet app determines how much you can pay in a day using your wallet balance. With MobiKwik Pocket UPI, you can transact up to 1 lakh rupees in a day, thus allowing you to cover most of your daily expenses.

Pay Any QR/UPI
Can your digital wallet work on any other platform’s QR or UPI ID? Well, with MobiKwik Pocket UPI, you can use your MobiKwik wallet balance to pay via scanning any UPI QR, entering any UPI ID or a UPI registered mobile number.

Bank Account Linking Not Required
MobiKwik Pocket UPI adds an extra layer of convenience and security by eliminating the need to link your bank account, even for loading your wallet to make UPI payments. Without exposing your banking information, you reduce the risk of getting scammed.

Receive Money in Bank or Wallet

Now with MobiKwik Pocket UPI, you have the convenience to choose where to receive your funds. You can choose whether to receive in your bank account as always via the UPI transfers, or choose to receive in wallet by sharing the dedicated Pocket UPI QR/ UPI ID. Here is how: Simply click on ‘My QR Code’ next to ‘UPI Money Transfer’ in MobiKwik’s app home screen and choose the QR of your bank/Pocket UPI based on where you want the money to be received.

With flexibility in both sending & receiving money, MobiKwik Pocket UPI proves to be a complete entity for digital payment convenience.

Conclusion
Considering all the above-mentioned factors, MobiKwik Pocket UPI comes in as a powerful tool to simplify your payment needs, while enabling financial inclusion to the masses in a convenient and secured manner.

It has transformed your regular MobiKwik wallet into an omnipotent wallet that gives you the freedom to pay without any limitations.