MobiKwik

Recharge & Bill Payments

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MOBIKWIK

Paisa Bana Powerful

About Us

We are the largest Buy Now Pay Later (BNPL) fintech and one of the largest mobile wallets in India. Digitally paying users have been rapidly growing in India in the last decade, but the credit card penetration in the country is still only 3.5%. We are focused on addressing the unmet credit needs of the fast-growing digitally paying users by combining the convenience of everyday mobile payments with the benefits of BNPL.

Founded in 2009 by Bipin Preet Singh and Upasana Taku, we commenced operations as a mobile wallet to make digital payments convenient for our users. Our use cases have since expanded to include bill payments, e-commerce shopping, food delivery, payments at petrol pumps, large retail chains, pharmacies, Kirana stores, etc. Our platform also enables peer-to-peer payments via Unified Payments Interface (“UPI”), MobiKwik Wallet as well as MobiKwik Wallet to bank payments. Over the years we have amassed over 108 million Registered Users and more than 3.45 million e-commerce, physical retail, and biller partners.

In order to further enhance our value proposition to our online merchants, we introduced our payment gateway subsidiary Zaakpay in 2012. Zaakpay enables online websites and mobile apps to collect payments from their users using multiple payment options, including debit cards, credit cards, mobile wallets, UPI, and net banking.

In May 2019, we launched MobiKwik Zip, our flagship BNPL product, with a focus on the Indian middle-class population to enable them to make payments for daily life use cases. MobiKwik Zip is focused on providing this unserved Indian population their first experience of credit.

We are a technology-first company leveraging big data analytics and deep data science (including machine learning) to continuously delight users and merchants on our platform. Our mission is to build a world-class payments and credit product for Bharat!

Board of Directors

Punita Kumar Sinha

Independent Director

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Navdeep Singh Suri

Independent Director

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Sayali Karanjkar

Independent Director

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Raghu Ram Hiremagalur

Independent Director

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Upasana Taku

Chairperson, Executive Director

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Bipin Preet Singh

Executive Director

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Chandan Joshi

Executive Director

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Management Team

Bipin Preet Singh

Co-Founder, MD & CEO

Upasana Taku

Co-Founder & COO

Chandan Joshi

Co-Founder & CEO, Consumer Payments

Dilip Bidani

CFO

Anshuman Misra

SVP, Product and Growth

Chirag Jain

VP, Technology

Preety Pandey

VP, Corporate Finance

Anurag Jain

VP, Buy Now Pay Later

Apurva Anand

VP, Consumer Payments

Gaurav Malhotra

VP, Strategy & Investor Relations

Rahul Luthra

Director, Compliance & Company Secretary