Open an FD on Mobikwik App
Starting at just ₹5,000 and earn 7% interest
SBM MobiKwik First Credit Card
Every UPI Payment.
Now Rewarded For every Indian.
ZERO JOINING FEE
ZERO ANNUAL FEE100% APPROVALZERO JOINING FEEZERO ANNUAL FEE100% APPROVAL
ZERO JOINING FEEZERO ANNUAL FEE100% APPROVALZERO JOINING FEEZERO ANNUAL FEE100% APPROVAL
Guaranteed Approval with no documentation
Backed by FD, with up to 90% of Card limit
Zero joining and annual fees. Forever.
Build 750+ Credit Score with timely payments
Earn up to 5% cashback on all UPI spends
Up to 10% discounts on popular brands
How it works?
Apply for Your Card
100% Approval as card is linked to your FD
Avail Your RuPay Credit Card
Link to any UPI app & enjoy unlimited rewards on every spend
First Credit Card, for Every Indian
Safety & Security You Need
Safe and Secure
Your money and data stay protected with advanced security systems
Insured up to ₹5L by DIGC
Enjoy peace of mind, your deposits are covered up to ₹5 Lakh
Powered by RuPay
Fast and secure payments with India's card network
Love ❤️ from our customers
As a small shop owner, I usually deal in cash. But ever since I got the SBM MobiKwik First Credit Card, managing payments has become much smoother. I use it to stock up inventory and pay utility bills — and the cashback really adds up! It's helping me transition into digital payments and grow my business.
Shop Owner
Ramesh Verma
Frequently Asked Questions
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What is a SBM Mobikwik First Credit Card?
The SBM Mobikwik First Credit Card is a credit card issued against a Fixed Deposit (FD). No credit history or income proof is needed to issue this Credit Card and it also lets you earn rewards, grow your FD with up to 7% interest, and improve your credit score.
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What are the benefits of the SBM Mobikwik First Credit Card?
With the SBM Mobikwik First Credit Card, you enjoy:- 10% SuperCash on all Ecommerce and POS (in-store) transactions
- 5% SuperCash on UPI payments made via MobiKwik UPI
- 1% SuperCash on UPI payments made via other apps
- Up to 7% annual returns on your Fixed Deposit linked to the card
- Joining rewards worth ₹10,000
- 100% approval
- Lifetime free credit card
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Can I use the SBM Mobikwik First Credit Card for UPI payments?
Yes. The SBM Mobikwik First Credit Card is RuPay-enabled and can be linked to any UPI apps for merchant payments.
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I have no prior loan or credit card. Can I still apply?
Yes. The SBM Mobikwik First Credit Card is ideal for first-time credit users and helps in building a credit history.
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Will using the SBM Mobikwik First Credit Card improve my credit score?
Yes. Regular usage and timely repayments will help you build a good credit score.
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Can I use my existing Fixed Deposit to apply for the card?
No, you need to open a new FD with SBM Bank to apply for the card. Min Amount of the FD booking is 5000.
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How much FD do I need to open to get the SBM Mobikwik First Credit Card?
You need a minimum FD of Rs. 5,000 to apply for the First Card.
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Who can apply for SBM Mobikwik First Credit Card?
Any Indian citizen 18+ years, living outside Assam, Arunachal Pradesh, J&K, Ladakh, Tripura, Manipur, Meghalaya, Mizoram, Nagaland, and Sikkim, and is a tax-paying resident.
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What documents do I need to apply for the card?
Only Physical PAN and Aadhaar are needed. No income proof or credit history required to start the application.
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How soon can I get my card once my application is completed?
Once you complete your application, the bank takes around 24-48 hours to approve your application. Once your application is approved successfully, you will instantly receive your virtual card on the Mobikwik App which you can activate and use to start making payments. If you've applied for a physical card, you will receive the card within 7 working days.
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