- Trade Receivables e-discounting System (TReDS):- Facilitates the financing/discounting of Micro, Small, and Medium Enterprises (MSMEs) through multiple financiers.
- ESAF Farmer Interest Group Loan:- The purpose of this product is to meet the demand for small loans for agricultural and allied-agriculture purposes.
- Used Car Loan:- These loans are utilized for used car purchases as well as refinancing of currently owned used cars.
- Two-wheeler Loan:- Loans are available for the purchase of new two-wheelers.
- Three-wheeler Loan:- Facilitates purchase of new three-wheeler passenger or cargo vehicles.
- Salary Overdraft:- Overdrafts of up to three times the monthly salary for salary accounts are held with ESAF bank.
- ESAF Haritha Loan:- For all agricultural activities, including equipment purchases, farm improvements, vermicomposting, farm work contracts, etc.
ESAF Small Finance Bank also offers many other loans such as School Loans, Personal Loans, New Car Loans, ESAF Kisan Credit Card (E-KCC), Agri Gold Loans, Lease Rental Discounting (LRD Loans, New Light Commercial Vehicle loans (LCV), Global Career Development Loans, Gold Loans, ESAF Dairy Development Loans, MSME Loans, Dream Home Loans, Clean Energy Product Loans, Loan against property, Business Loans, Micro Housing Loans.