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Kotak Mahindra Bank Ltd.-Loans Bill Payment

Kotak Mahindra Bank Loan EMI Payment

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Kotak Mahindra Bank Ltd.-Loans

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Pay Kotak Mahindra Bank Loan EMI Instantly on MobiKwik

MobiKwik offers an all-new portal for fast and safe estimated monthly installments or EMI payments. Now you can pay your Kotak Mahindra Bank loan EMI payment online from the comfort of your home and secure a good credit score. MobiKwik has made it easy for customers to make timely payments and avoid penalties due to late payments. So make your Kotak Mahindra Bank loan EMI payment a hassle-free affair through MobiKwik's efficient digital system.

Know the Types of Loans Provided by Kotak Mahindra Bank:

You can avail the following loans with Kotak Mahindra Bank online EMI payment facility:

  1. Home Loan: Own your dream house with the Kotak Mahindra Bank Home Loan. The interest rates are 7.99 % per annum with a maximum repayment period of 20 years. The processing fee is only 0.5 % for salaried professionals and 1 % for non-salaried individuals, along with a GST of 18 % in both cases. The bank also offers Home Improvement Loan and Home Loan Balance Transfer under the Home Loan section.
  2. Smart EMI: The Kotak smart EMI option can purchase different household products, like furniture, appliances, etc., in installments. It avails a loan of up to Rs. 15 lakhs. The repayment period ranges from 6 months to 24 months. The processing fee ranges from Rs. 99 to Rs. 2,999.
  3. Education Loan: Kotak offers education loans to aspiring students for a maximum repayment tenure of 15 years. The loan amount is Rs. 10 lakhs for education in India and Rs. 20 lakhs for studying abroad. The courses eligible for education loans are MBA, MCA, MS, Ph.D. and others. The interest rate is a maximum of 16
  4. Car Loan: Car loans are available for a wide range of cars, where the minimum loan amount is Rs. 75,000. The interest rates for car loans range between 6.50 % to 20 % per annum. The tenure for repayment varies from 12 to 84 months.
  5. Gold Loan: Gold Loan is also available at Kotak for urgent monetary requirements. Interest rates on gold loans range from 8 % to 17 % per annum and the repayment time is from a few months up to 4 years.
  6. Loan Against Security: Kotak Stock Ace loans are available against securities. The loan amount varies between Rs. 5 lakhs to Rs. 20 lakhs at a nominal processing fee of 0.5 %. The loan is applicable for one year.

Flexible Payment Methods Available for Kotak Mahindra Bank on MobiKwik

Kotak Mahindra Bank loan payment online through MobiKwik offers several payment options for the convenience of customers. The availability of different payment modes has made the overall process very flexible and lets you clear your dues in minutes. EMI payment options at MobiKwik can be done through

  • Credit Card
  • Debit Card
  • UPI
  • Net Banking
  • MobiKwik ZIP - Pay Later

How to Pay the Kotak Mahindra Bank Loan EMI Payment Online?

With the MobiKwik app, your Kotak Mahindra Bank online EMI payment has now become easy and can be done in a few steps without worries. Follow the below-mentioned process to make an instant Kotak Mahindra Bank loan payment online.

  1. Open the MobiKwik app or website.
  2. Click"Recharge & Bill Payments."
  3. Go to the "EMI" section.
  4. Select "Kotak Mahindra Bank" as your service provider.
  5. Enter your loan account number and mobile number.
  6. Press the "Go" button.
  7. You will be able to view your Kotak Mahindra Bank loan EMI payment details.
  8. Select a preferred payment mode according to your convenience.
  9. Provide a promo code or voucher number to enjoy exciting rewards.
  10. Click on the Payment tab and complete your payment.

Why Choose MobiKwik for Kotak Mahindra Bank Loan EMI Payment?

With the all-new MobiKwik app, making EMI payments has never been this easier. This is perhaps the most trusted network throughout the country that provides you with a wonderful experience for each transaction made. There are several advantages of using MobiKwik while making your Kotak Mahindra Bank loan EMI payment online.

  • No Charge on Service: Payment through the MobiKwik platform involves no additional transaction charges while making a Kotak Mahindra Bank loan EMI payment.
  • Payment Within Minutes: MobiKwik app allows you to make your EMI payments in minutes from any device through some quick and easy steps.
  • Safe Transactions: MobiKwik provides a safe and secure transaction gateway through multiple verification processes that reduce the risk of online fraud while making a Kotak Mahindra Bank online EMI payment.
  • Great Deals and Offers: Complete your EMI payment through MobiKwik and enjoy exciting offers, deals and cashback.
  • Multiple Payment Modes: With the MobiKwik app, you can choose your preferred payment mode like debit card, credit card, online banking, etc. MobiKwik also offers the ZIP option that allows you to pay later.

About Kotak Mahindra Bank

Kotak Mahindra Bank is one of the most renowned groups providing services in the banking and financial sector in India. Primarily known as Kotak Mahindra Finance Ltd., the company acquired a banking license in February 2003 from the Reserve Bank of India. Kotak Mahindra Bank Ltd. is the first non-banking finance company that has earned the status of a bank. It offers a large number of financial services in the form of personal loans at low-interest rates.

Frequently Asked questions

Can I pay the loan EMI of Kotak Mahindra Bank through credit/zip pay?

Yes. You can pay the loan EMI of Kotak Mahindra Bank through credit/zip pay.

What is the customer care number & customer support email id of Kotak Mahindra Bank?

The customer contact details for Kotak Mahindra Bank are as follows- Whatsapp number is 892891333 and customer care number 1800-891-3333 (toll-free) and email address is

Is it possible to change my EMI date at Kotak Mahindra Bank?

At present, no options are available to change the EMI due date. The procedure is very long and you can contact Kotak Mahindra Bank customer care for further details.

How to close the loan of Kotak Mahindra Bank?

Once your EMI payment is done, you will receive a No Due Certificate(NDC) on your registered email id within 2-3 days.

Also, pay other loan EMI payment

Not only for Kotak Mahindra Bank, but you can also make your loan EMI payment for the other loan providers like Punjab National Bank, L&T Finance, Bajaj Finserv, IDFC, Aditya Birla Capital, Indiabulls Finance, Hero Fin Corp. and many more.

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